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American First Finance is your complete credit solution

American First Finance has increased sales by 19% for other dealers in as little as 8 months.  The majority of our approvals are instantaneous with approvals up to $5,000.  With American First Finance there are no limitations to the product or services we will approve and there is absolutely no risk or recourse to our dealer partners.

Our goal is to make doing business easy for both you and your customers.

  • We do not require any money down and offer 90 days Same-As-Cash.
  • We do not require credit for approval.
  • We report to the major, relevant Credit Bureaus to help your customer establish or re-establish credit.

Our philosophy is simple; if we take incredible care of our partner’s customer, their baskets will be full and so will ours.  With American First Finance, you get world-class customer support, training, and confidence.  Our leadership team has led successful integrations of alternative financial services within two of the world’s largest retailers.  At American First Finance, we know how to put you and your customers FIRST.

  • 80% Conversion Rate
  • Instant Approvals
  • No Credit Required
  • No Product Limitations
  • High $ Approval Amounts
  • No Risk or Recourse

How it Works

It’s fast and easy.

Step 1 – Customer application gets submitted online from home or via your store dealer portal.

Step 2 – An instant decision is returned within :45 seconds on the majority of applications.

Step 3 – Once approved, you finalize terms based on what the customer wants.

Step 4 – Use E-sign or have the customer sign a paper copy which you can upload thru the dealer portal.

It is that Easy